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Jeremy Tobacman's Papers
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"Payday Loans, Uncertainty, and Discounting: Explaining Patterns of Borrowing, Repayment, and Default" (with Paige Marta Skiba)
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"Do Payday Loans Cause Bankruptcy?" (with Paige Marta Skiba)
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"Dangerous Liquidity and the Demand for Health
Care: Evidence from the 2008 Stimulus Payments" (with Tal Gross)
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"Estimating Discount Functions with Consumption Choices over the Lifecycle" (with David Laibson and Andrea Repetto), conditionally accepted, American Economic Review
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"Barriers to Household Risk Management: Evidence from India" (with Shawn Cole, Xavier Gine, Petia Topalova, Robert Townsend, and James Vickery), revise and resubmit, American Economic Journal: Applied Economics
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"Discounting and Optimism Equivalences" (with Martin Browning)
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"The Partial Naivete Euler Equation"
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"Marketing Complex Financial Products in Emerging Markets: Evidence from Rainfall Insurance in India" (with Sarthak Gaurav and Shawn Cole), Journal of Marketing Research, Vol. 48(SPL), Nov 2011, S150-162.
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"Pecuniary Mistakes? Payday Borrowing by Credit Union Members" (with Susan Carter and Paige Marta Skiba), in Olivia S. Mitchell and Annamaria Lusardi, eds., Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Oxford, UK: Oxford University Press, 2011.
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"Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?" (with Sumit Agarwal and Paige Marta Skiba), American Economic Review Papers & Proceedings, May 2009, 99(2): 412–17.
(Appendix Tables)
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"Endogenous Effective Discounting, Credit Constraints, and Wealth Inequality." American Economic Review Papers and Proceedings, 99(2), May 2009, 369-373.
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"A Debt Puzzle" (with David Laibson and Andrea Repetto), in Knowledge, Information, and Expectations in Modern Economics: In Honor of Edmund S. Phelps, Eds. Philippe Aghion, Roman Frydman, Joseph Stiglitz, and Michael Woodford, Princeton University Press, 2003.
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"The Hyperbolic Buffer Stock Model: Calibration, Simulation, and Empirical Evaluation" (with George-Marios Angeletos, David Laibson, Andrea Repetto, and Stephen Weinberg), Journal of Economic Perspectives, 15(3), Summer 2001, 47-68.
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"Self-Control and Saving for Retirement" (with David Laibson and Andrea Repetto), Brookings Papers on Economic Activity, 1998:1, 91-172.
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"Cooperative Effect of Calcium Binding to Adjacent Troponin Molecules on the Thin Filament-Myosin Subfragment 1 MgATPase Rate" (with Carol Butters and Larry Tobacman), Journal of Biological Chemistry, 272:20, May 16, 1997, pp. 13196-13202.